Visa Accept is a Visa solution designed to enable micro-sellers and small businesses to accept card payments with their mobile phone. It provides a simple, low-cost way for merchants to start accepting digital payments without the need for traditional point-of-sale hardware.

What kinds of businesses and activities is Visa Accept designed for?

Visa Accept enables micro-sellers - from market stall vendors, food carts, independent professionals to home-service providers, to accept card payments, allowing consumers to tap to pay for their purchases.

Which smartphone is Tap to Pay function available on?

Both Android and iPhone can be used to tap to make payment.

The Tap to Pay function is not working, why?

Tap your card or mobile phone at the top half of the back of the seller’s smartphone for best detection and hold the card/mobile phone there till the transaction is processed.

Which cards are accepted for payments?

Tap to pay All Visa debit and credit cards - physical card with contactless function enabled or cards stored on contactless mobile payment apps like Apple Pay, Google Pay and Samsung Pay work. Payment link All Visa debit and credit cards. For Mastercard cards, check with your bank to confirm what is enabled for your card.

Why isn't the QR code for payment working?

Use a generic QR code scanner to scan the QR code. QR code scanners of mobile wallets or banking apps will not work. The QR code in Visa Accept will open an online payment page for you to enter your card details to make payment. The payment link expires in 10mins.

Can I get a refund if I paid through Visa Accept?

Yes, refunds are always returned to the same card used for the original purchase - funds cannot be redirected to a different card or account. The refunded funds typically become available to you in one business day after the refund is processed (T+1), not instantly. This buffer gives the bank time to review the transaction if needed and prevents misuse of the refund function. If a transaction fails mid-process, no money is deducted from your account if the transaction does not complete.

Is my transaction secure?

Transactions made via Visa Accept builds a bank-visible transaction record that is institution-grade and tamper-proof. Each completed transaction is recorded with a timestamp, a fixed amount set by the seller, and confirmation generated by the payment network.

MORE WAYS TO SUPPORT LOCAL BUSINESSES
Tap to pay at your favourite shops

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Tap to Pay Micro and Small Businesses On Their Mobile Phones

Sellers can now accept payments using their mobile devices. You can make secure, contactless payments with just a tap of your contactless card, phone, or watch to the seller’s NFC-enabled mobile phone.

More Ways To Earn Rewards

Earn the same card rewards, even when paying at street stalls.

Tap To Pay Your Everyday Purchases

Pay your neighbourhood sellers effortlessly.

Secure payments

Pay every seller with confidence, your transaction is protected.

Answers for the rest of your questions

Here are the common questions about supported payment options and how it works.

: Visa Accept is a Visa solution designed to enable micro-sellers and small businesses to accept card payments with their mobile phone. It provides a simple, low-cost way for merchants to start accepting digital payments without the need for traditional point-of-sale hardware.
: Visa Accept enables micro-sellers - from market stall vendors, food carts, independent professionals to home-service providers, to accept card payments, allowing consumers to tap to pay for their purchases.
: Both Android and iPhone can be used to tap to make payment.
: Tap your card or mobile phone at the top half of the back of the seller’s smartphone for best detection and hold the card/mobile phone there till the transaction is processed.
: Tap to pay

All Visa debit and credit cards - physical card with contactless function enabled or cards stored on contactless mobile payment apps like Apple Pay, Google Pay and Samsung Pay work.

Payment link

All Visa debit and credit cards.

For Mastercard cards, check with your bank to confirm what is enabled for your card.
: Use a generic QR code scanner to scan the QR code. QR code scanners of mobile wallets or banking apps will not work.

The QR code in Visa Accept will open an online payment page for you to enter your card details to make payment.

The payment link expires in 10mins.
: Yes, refunds are always returned to the same card used for the original purchase - funds cannot be redirected to a different card or account.

The refunded funds typically become available to you in one business day after the refund is processed (T+1), not instantly. This buffer gives the bank time to review the transaction if needed and prevents misuse of the refund function.

If a transaction fails mid-process, no money is deducted from your account if the transaction does not complete.
: Transactions made via Visa Accept builds a bank-visible transaction record that is institution-grade and tamper-proof. Each completed transaction is recorded with a timestamp, a fixed amount set by the seller, and confirmation generated by the payment network.

MORE WAYS TO SUPPORT LOCAL BUSINESSES Tap to pay at your favourite shops